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Gold Plan

The Gold Overseas Travel Insurance is a comprehensive value-for-money policy that covers you and your family from personal accident, accidental hospitalization, ambulance charges, baggage loss, burglary and much more.

Gold Plan - Introduction
A perfect holiday or a business trip can be ruined by an unexpected baggage loss or delay, personal accidents or financial emergencies. To ensure that you are not left stranded in any such circumstances, secure yourself at just a fraction of the cost of your trip.

No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.

Policy Coverage

Medical Cover*-US$ 50,000 to US$ 500,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.

Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains – US$ 7,000
For the expenses of repatriating the remains back to India.

Personal Accident Compensation – US$ 15,000
A compensation given in case of death or permanent total disability.

Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.

Checked-in Baggage Loss Compensation– US$ 500
Compensation for the permanent loss of checked-in baggage

Checked-in Baggage Delay Compensation – US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Personal Liability Coverage– US$ 100,000
for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed.

Hijack Distress Allowance#– US$ 125 per day, for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.